Online Payment Security
We Use PayPal to Keep You Safe
PayPal automatically encrypts your confidential information in transit from your computer to ours using the Secure Sockets Layer protocol (SSL) with an encryption key length of 128-bits (the highest level commercially available). Before you even register or log in to the PayPal site, our server checks that you’re using an approved browser – one that uses SSL 3.0 or higher.
Once your information reaches the PayPal site, it resides on a server that is heavily guarded both physically and electronically. PayPal servers sit behind an electronic firewall and are not directly connected to the internet, so your private information is available only to authorized computers.
What Makes the PayPal Site So Secure?
PayPal’s state-of-the-art fraud models and proprietary fraud engine work together to help stop fraudulent transactions before they happen. In addition, PayPal stays at the forefront of security, developing many anti-fraud technologies every year.
With PayPal, you’ve got the industry’s most experienced fraud team on your side. PayPal processes billions of dollars in payments each year, allowing us to continually perfect our anti-fraud protections. As a result, PayPal’s loss rate is significantly lower than the industry average. We also work with federal law enforcement to catch criminals.
PayPal is committed to protecting the privacy of our users. When you send or request money using PayPal, recipients never see your bank account numbers or credit card numbers. They only see your email address, date of sign-up, and whether or not you have completed PayPal’s Verification process
Fraud prevention measures
You can count on PayPal’s technology to keep transaction and financial information safe and private. PayPal is one of the few financial institutions that has fraud experts on its team. * Safeguarding buyers’ financial information. We don’t share buyers’ financial information with sellers, enabling buyers to feel more secure and confident about buying from PayPal merchants. * Anti-fraud risk models. Our highly sophisticated, proprietary fraud risk models help detect and predict fraudulent transactions. * Industry-leading use of data encryption. We are renowned for our extensive use of data encryption. * Patent-pending Verification. We employ proprietary bank account verification as an additional level of authentication. * Anti-fraud Team. We work behind the scenes to monitor activity and use proprietary fraud risk models for industry-leading network security. The team works 24/7 to help keep your transactions safe and to ensure that your sensitive information remains private. Chargeback coverage PayPal fights chargebacks on behalf of sellers and offers anti-fraud tools – services that many other merchant solutions charge extra to receive. * While merchant accounts regularly put buyers’ needs before sellers’ needs, PayPal is equally concerned about buyers and sellers. * PayPal works with sellers to fight unwarranted chargebacks